Understanding surrogacy cost using a family member

Every intended parent wants to start their own family and have their own child. However, there are numerous challenges that come with thinking about getting pregnant. They can become parents to a biological child through surrogacy. While surrogacy can certainly be an expensive process there are ways to make surrogacy more affordable, such as finding a family member who is willing to carry your child for you.

Although it may seem convenient to use a friend or family member as a surrogate, it’s crucial to comprehend the surrogacy procedure, including the associated costs and legal considerations. This blog will discuss the surrogacy cost with a family member as a surrogate.
How much will surrogacy cost using a family member?
What do you need to pay?
What you do not need to pay?
Can a family member be a surrogate for free?
The expenses of Using a Family Member or friend as a Surrogate Mother.
Comprehending the process of surrogacy
FAQs for Surrogacy Cost using a Family Member.

How much will surrogacy cost using a family member?

Using a family member would result in a much lower surrogacy cost. Since you can avoid paying the surrogate mother’s compensation, which can make up a sizable portion of the total surrogacy cost. Numerous factors, such as the surrogate’s location, medical costs, legal fees, and compensation, can significantly affect the cost of surrogacy. If you’ve previously done any research on surrogacy, you are aware that the procedure cost will depend on your unique condition. You could avoid paying surrogate compensation if a friend or member of your family is willing to serve as your surrogate and can save the compensation fees which are 30% of total surrogacy costs.

Also consider: How much does Surrogacy cost? For more information.

What do you need to pay?

Since each surrogacy procedure is different, it must be planned and carried out individually. You will speak with a surrogacy specialist to find out the true cost of using family members as surrogates.

A surrogacy expert can offer you advice and assistance in determining the services you would require for your case, as well as the associated costs.

The following are some of the primary costs related to surrogacy:

  • Medical Expenses: These comprise costs associated with prenatal care, in vitro fertilization (IVF), fertility treatments, and screenings. It is completed prior to the surrogacy procedure beginning. Going through the screening procedure guarantees that everyone is ready on all three levels: mentally, physically, and emotionally. Through screening, it will be ensured that the surrogate mother is in good health and has a good chance of conceiving following the IVF procedure.

  • Legal Fees: Becoming a surrogate entails a number of intricate legal procedures, such as creating parental rights, drafting and reviewing contracts, and resolving any problems that might come up along the way. The legal side of surrogacy agreements needs to be handled by a reproductive attorney. Don’t skip on the expense of the lawyer because it is your lawyer who will handle the complicated legal matter associated with surrogacy and provide you with advice as needed.

  • Agency Fees: In order to accelerate the process, some single people or couples decide to work with commercial surrogacy agencies. Fees may apply for the services that agencies offer, which may include finding a surrogate for the intended parents, offering assistance, and taking care of administrative duties.

  • Insurance of the surrogate: It is essential to make sure the surrogate has the right kind of medical insurance coverage for the pregnancy and delivery. Everything from prenatal parental care to ultrasound exams to delivery and everything in between will be covered by insurance. The kind of plan you choose will determine how much insurance you have. Inadequate insurance coverage could result in further expenses.

  • Additional Costs: These could include travel expenses, accommodation, and any other additional expenses related to the surrogacy agreement.
Also Read: Why are surrogacy services expensive? How can I afford surrogacy?

What you do not need to pay?

  • You won’t require the matching services provided by a surrogacy professional if you locate a gestational carrier on your own, as you would in a surrogacy involving a family member. For intended parents searching for the ideal surrogate, these services are offered by numerous surrogacy organizations and programs. The cost of these pointless services will be waived by experts if you’ve already located her.

  • In most identified surrogacies, the intended parents and their surrogate agree to altruistic surrogacy, or at the very least, a surrogacy with minimal base compensation. This is a major reason why using a family member as a surrogate mother will cost significantly less than using a stranger. You can avoid paying for a surrogate by asking your relative if she would feel comfortable working for you without charge.
However, all medical expenses related to surrogacy must be covered by the intended parents or reimbursed. Therefore, using a family member will result in a much lower surrogacy cost than using an agency-sourced surrogate mother. You might also be able to get the services for free from a friend or relative of yours. That varies greatly from person to person. Therefore, you can avoid paying the surrogate’s compensation in this way.

Also Read: Altruistic Surrogacy Vs Commercial Surrogacy

Can a family member be a surrogate for free?

When a family member or friend offers to be your gestational carrier, that is a very special gesture. This is such an incredible act of selflessness and generosity. Altruistic or compassionate surrogacy is the term used to describe situations in which a family member volunteers to act as a surrogate; in these cases, the surrogate receives no financial payment other than reimbursement for any medical and other pregnancy-related costs. Maybe you feel comfortable discussing the topic with the person you have in mind to be your surrogate if they haven’t offered it yet. To ask someone to bear your child is a very big request. It depends from person to person whether the family member is willing to work as a surrogate for free. Make sure you consider all the possible ways that this could impact her life and your relationship. There are a few things to think about if someone you know is willing to become a surrogate for your child

The expenses of Using a Family Member or friend as a Surrogate Mother.

Even when a family member is used as a surrogate, the cost can differ significantly based on a number of variables. Because the circumstances involved are often more personal, the financial arrangements with a family member acting as a surrogate may differ from those with a non-related surrogate.

The following variables may affect how much it costs for a family member to serve as a surrogate:

Legal and Professional Fees: In order to manage the legal and medical facets of the surrogacy procedure, you might need to retain the services of legal and medical professionals. This covers medical screenings, contract drafting and review, and other related services.

Insurance: You might need to get a policy or pay the medical costs out of pocket if the surrogate doesn’t have pregnancy-related insurance. Everything from prenatal parental care to ultrasound exams to delivery and everything in between will be covered by insurance. The kind of plan you choose will determine how much insurance you have.

Medical Expenses: It might be necessary to pay for the surrogate’s prenatal and postpartum medical costs. This covers prenatal care, delivery expenses, and potential medical issues.

Compensation fees: Although a family member might not anticipate receiving the same amount of money as a paid surrogate, discussions regarding living expenses, missed wages, and other financial matters may still arise. These ought to be openly discussed and decided upon.

Other Expenses: Pregnancy-related incidentals, maternity clothes, and travel expenses may incur additional costs.

It’s imperative to handle the matter delicately, communicate honestly, and seek legal counsel if at all feasible. A precise and thoroughly recorded agreement must be in place to prevent future misunderstandings and disputes. Experts in law and medicine who have handled surrogacy cases before can help you navigate the procedure and make sure all parties are secure and satisfied with the arrangements. Remember that the laws governing surrogacy can differ depending on the jurisdiction, so it’s critical to understand the rules and specifications in your area.

Comprehending the Process of Surrogacy

Let us look at the overview of the surrogacy process to understand the cost related to it in a better way.

  • Preliminary Discussion and Arrangement: An initial consultation with a fertility specialist or surrogacy agency is held for the intended parents and the surrogate. They discuss surrogacy’s emotional, psychological, and medical facets. Make a plan for surrogacy that outlines duties, deadlines, and expectations.
  • Medical and Psychological Screening: In order to make sure the intended parents and surrogates are both emotionally and physically suitable for the surrogacy process, they are subjected to medical and psychological testing. Tests for genetic disorders, infectious diseases, and general health evaluations are examples of medical screening.
  • Legal Agreements: Draft and execute a formal contract that binds the surrogate and the intended parents. Each party’s rights, obligations, expectations, and means of compensation should all be specified in the contract. To make sure that everyone’s interests are safeguarded, speak with legal attorneys who are representing each party.
  • Medical Procedures: Assisted reproductive technology (ART) medical procedures, begins which might involve IVF (in vitro fertilization). The intended father’s sperm fertilizes the intended mother’s egg or the egg of a gestational carrier; donor gametes may also be utilized. After this, the surrogate’s uterus receives the implanted embryos.
  • Pregnancy and Support: As soon as the surrogate’s pregnancy is confirmed, the intended parents may offer her emotional support, Together, go to prenatal appointments and keep lines of communication open. The surrogate may decide whether or not she wants the intended parents to be present at the delivery after discussing her birthing plans.
  • Birth and post-birth support: After the birth of the baby, Depending on local laws complete and establish parental rights.
Respect, empathy, and open communication are essential for all parties involved in the identified surrogacy arrangement throughout the process. Remember that different jurisdictions may have different legal and medical requirements, so it’s crucial to get expert advice tailored to your situation, from an experienced surrogacy agency such as Global Star Surrogacy

To guarantee a seamless and legally sound process, Intended parents selecting a friend or family member to serve as their surrogate should still adhere to the established surrogacy procedure.

  • To safeguard all parties concerned, a formal contract must be in place.
  • The expenses related to using an egg or sperm donor are still applicable.
  • The expenses related to prenatal care and delivery prior to and during the pregnancy.
  • Costs associated with in vitro fertilization (IVF), fertility treatments, and screenings.
  • The intended parents may still incur additional costs related to the surrogacy pregnancy, such as lost wages, therapy sessions, or travel expenses.
Although there may be some financial savings involved in using a friend as a surrogate, it’s important to be aware of the total costs of surrogacy, which may include much more than just surrogate pay.

FAQs for Surrogacy Cost using a Family Member

Is surrogacy involving a family less expensive?
Surrogacy involving a family member will be less expensive than traditional surrogacy arrangements. Nevertheless, the price may still differ depending on the medical care received, the legal proceedings, and any other pregnancy-related costs.
Can you become a surrogate for a family member?
If you feel comfortable doing so, you can indeed act as a surrogate mother for a family member or friend. To prevent any problems later, it’s a good idea to resolve the financial aspect of surrogacy and have a legally binding agreement.
How can I calculate the total cost of using a family member as a surrogate?
Together with a surrogacy agency or attorney, create a thorough budget that counts for all costs, including emotional, legal, and medical support.
Which legal issues need to be taken into account when a family member is being a surrogate?
It is important to draft legal agreements that cover parental rights, obligations, and potential issues. To guarantee a comprehensive and enforceable agreement, it is crucial to involve legal professionals with experience in surrogacy.
How does using a family member as a surrogate work?
If you have a family member, you don’t need to look for a surrogate mother; the surrogacy procedure is still the same without them. Thus it reduces the time and expense of your surrogacy process. Additionally, having a surrogate mother who is closer to you can ease your mind.


A rewarding and affordable option for intended parents looking to expand their family is surrogacy with a family member. Intended parents can make the process go more smoothly if they adhere to the established surrogacy procedures, which include obtaining a legal contract and making sure all necessary screenings are done.

Legal experts with experience in reproductive law should be consulted in order to create a clear and legally binding agreement and to make sure that all parties are aware of their rights and obligations. Having a formal agreement can help prevent misunderstandings and protect all parties involved, even in situations where the surrogate is a family member and the arrangement is built on mutual trust and understanding.

To fully understand the complexities involved, legal and medical professionals should be consulted. Medical procedures, fertility treatments, legal fees, and compensation for the surrogate’s time and effort are examples of possible costs. Remember that surrogacy rules and laws differ not only from one nation to the next but also from state to region within a nation. It’s critical to understand the laws governing surrogacy in your particular state. Ultimately, the costs of surrogacy can be high, whether or not a family member is involved, so it’s best to do extensive research and budget for all possible costs.
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